In the old days, doing just about anything with your money—getting cash, looking up an old statement, depositing a check—meant visiting a brick-and-mortar bank. These days, cash mostly comes from ATMs, looking up a statement is as easy as logging onto the computer, and anyone who can take a photo with a mobile phone can deposit a check. But as efficient as they are, some of these technological advances have left some populations behind: people who are older, don’t have bank accounts, are less educated, or earn less money are likely to lack the necessary computer skills to use mobile banking.
Posts Tagged ‘financial literacy’
By not specifically highlighting how the work of public libraries impacts disadvantaged populations we’re simultaneously selling ourselves short, reinforcing the idea that libraries are for some and not all, and slowly but surely digging our own grave. Our advocacy must start getting real about who is using our libraries and for what reasons. A public building is intended for public use, and not just the version of the public that people feel comfortable being around. Our facilities, services, programming and materials should be able to be used by even the most marginalized in our societies. Otherwise we’re not doing our job and assisting in its demise.
Frederick County (MD) Public Library (FCPL) has found an ingenious way to combine its patrons’ library card with bank debit cards.
The Federal Trade Commission, with the support of the Institute of Museums and Library Services, is encouraging public libraries in the U.S. to create Pass It On programs to advise senior citizens about prominent scams.
Tax time means finances are on everyone’s minds, but public libraries can and do offer financial literacy programming throughout the year. Here are some ideas to kick-start your library’s next offering.