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PLA Podcast: Public Service Loan Forgiveness with Kyra Hahn

by on November 7, 2017

Librarian Kyra Hahn shares her experiences navigating the intense bureaucracy of the Federal Public Service Student Loan Forgiveness (PSLF) program and provides tips, advice, and explanations that can make the process easier for applicants.

Resources for this Podcast

Zack Friedman, “Student Loan Debt in 2017: A $1.3 Trillion Crisis,” Feb. 21, 2017.

Public Service Loan Forgiveness

Public Service Loan Forgiveness Q & A

Certify Your Service: Guides to Public Service Loan Forgiveness – Consumer Financial Protection Bureau

 


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  1. Kim says:

    Nov 13, 2017

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    Thanks for this podcast. Just for the record, it is indeed a laborious process, but I have had few of the struggles that the guest speaker has had to deal with. I been on the PSLF program for about five years now, have changed my payment plan several times, have gone into forebearance between jobs and after a high cost emergency medical situation, but through all that have found the loan providers to be very helpful and patient. In fact, the one time there was a serious snafu (my fault – I neglected to turn in my year-end income based repayment renewal paperwork in time and so was automatically put on a Standard Loan Payment plan that more than tripled my payment amount), the loan providers credited that “overage” to my account as soon as I recertified so the following two or three months I did not have to make any payments. I have found such an effort (keep in mind it was due to my mistake), as well as their ability to allow forbearances and income based repayment plans to be extrememly helpful and obviously far and above what other debt collection services would allow. Can you imagine if your credit card company just said “Oh – you are having a financial struggle? Okay, well just don’t pay your bill for the next four months” I don’t think so! They will work with you and get it right, even though there often is miscommunication and mistakes made by both parties.

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